Private pay means you work directly with us for services instead of billing insurance first.

This allows us to tailor sessions to your goals, pace, and learning style. That may include art therapy, parent support, emotional regulation work, or deeper relational care. Private pay also means fewer barriers, more transparency, and more room for creativity in how therapy looks and feels.

We also support out-of-network benefits. Many insurance plans still want you to see the provider you choose, which often includes deductibles and partial reimbursements for out-of-network care.

Yes, many clients do.

If your insurance includes out-of-network coverage, we can provide a superbill after each session. A superbill is a detailed receipt you submit to your insurance company for possible reimbursement.

Your insurer then decides what portion they return to you based on your plan and deductible. We also partner with Mentaya to help clients estimate and use their out-of-network benefits more easily.

We are also working toward being able to bill out-of-network benefits directly for clients to make the process even simpler.

Yes. Creative Continuum is an ESA vendor in Arizona.

Families using Empowerment Scholarship Account (ESA) funding may be able to apply funds toward therapy services. If you are using ESA, we can talk through how it works, what paperwork is needed, and how to get started.

We also help families determine eligibility, apply for benefits, and establish funding when possible so the process feels less overwhelming.

Insurance often comes with a lot of restrictions. They may require specific diagnoses, limit how often you can come, and control how long sessions can be. Most plans only allow 45 to 50 minute sessions, even when a full 60 minutes would better support your nervous system, processing, and care. Insurance companies also ask for personal details that do not always align with creative, relational, and neurodivergent affirming therapy.

By staying independent, we protect your privacy and keep therapy personalized. Your sessions follow your needs and goals instead of an insurance company’s checklist.

We believe in being clear without making things complicated.

Our typical session fees range from $175 to $225, depending on the provider and type of service. We are always happy to walk you through pricing during your consultation so there are no surprises.

Beginning in May, we will also offer lower cost sessions with our intern Joy at $100 per session, creating more accessible options for families and individuals seeking care.

We offer a limited number of sliding scale spots when availability allows. These are reserved for families with financial need and are not guaranteed.

At the same time, we truly want clients to receive the services that fit them best. We are always open to exploring financial flexibility, payment plans, or realistic options when cost feels stressful. You are welcome to ask about availability during your consultation so we can talk through what may work.